25. Ski resorts - in Big Bear and Snow Valley 26. 2 1/2 miles off Hwy 18 - making for quick and easy access on and off the mountain. Guaranteed Financing. For sale by owner. 1. With only 10% down. 2. Seller financing. 3. No credit check. 4. Interest rate and term based on the amount of down payment. 5. Never a prepayment penalty